Legal
Terms of Use
Effective and last updated: August 14, 2026
These Terms govern your use of RepayLab, provided by RUTSIN TECHNOLOGY LIMITED. By using RepayLab, you agree to these Terms.
Estimates and information
RepayLab provides estimates for informational purposes. It is not a lender, broker, financial adviser or government service. Results are not an offer, approval, guarantee or financial, legal, tax or investment advice. Verify relevant terms with an appropriately regulated provider or qualified adviser before acting.
Third-party content
RepayLab may display third-party content or advertising. We do not control or endorse third-party offers, and you are responsible for evaluating them and their providers.
Acceptable use
Do not misuse the service, interfere with its security, attempt unauthorized access or use it in violation of law or third-party rights.
Availability
We may change, suspend or discontinue any part of RepayLab. The service is provided “as is” to the extent permitted by law.
Liability
To the extent permitted by law, RUTSIN TECHNOLOGY LIMITED is not liable for decisions, third-party offers or indirect loss arising from reliance on an estimate. Nothing excludes rights or liability that cannot lawfully be excluded.
Privacy
See the Privacy Policy.
Governing law
These Terms are governed by the laws of Hong Kong, without prejudice to mandatory consumer protections that apply where you live.